The financial system wasn't built for how people earn now.
The financial system wasn't built for how people earn now.
The financial system wasn't built for how people earn now.
70 million Americans earn from multiple sources—Stripe, YouTube, DoorDash, W-2s, side gigs. Yet landlords, lenders, and platforms still rely on tools designed for a single employer.
The result: qualified applicants get rejected. Strong borrowers can't prove themselves. Institutions waste time on manual review.
Cleared exists to fix that.
70 million Americans earn from multiple sources—Stripe, YouTube, DoorDash, W-2s, side gigs. Yet landlords, lenders, and platforms still rely on tools designed for a single employer.
The result: qualified applicants get rejected. Strong borrowers can't prove themselves. Institutions waste time on manual review.
Cleared exists to fix that.
70 million Americans earn from multiple sources—Stripe, YouTube, DoorDash, W-2s, side gigs. Yet landlords, lenders, and platforms still rely on tools designed for a single employer.
The result: qualified applicants get rejected. Strong borrowers can't prove themselves. Institutions waste time on manual review.
Cleared exists to fix that.
Our mission
Our mission
Our mission
To make modern income legible, verifiable, and portable - so institutions can make
confident decisions and earners can access housing, credit, and opportunity without friction.
To make modern income legible, verifiable, and portable - so institutions can make
confident decisions and earners can access housing, credit, and opportunity without friction.
To make modern income legible, verifiable, and portable - so institutions can make confident decisions and earners can access housing, credit, and opportunity without friction.
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Meet our team
Meet our team
Meet our team
A cross-disciplinary team with experience across credit, product, and financial infrastructure.
A cross-disciplinary team with experience across credit, product, and financial infrastructure.
A cross-disciplinary team with experience across credit, product, and financial infrastructure.
Lee Gray
CEO + Founder
Lee Gray
CEO + Founder
Lee Gray
CEO + Founder
Lewis Donovan
Chief Technology Officer
Lewis Donovan
Chief Technology Officer
Lewis Donovan
Chief Technology Officer
Ashana Singhania
Chief Product Officer
Ashana Singhania
Chief Product Officer
Ashana Singhania
Chief Product Officer
Teodor Vicol
Chief Credit Officer
Teodor Vicol
Chief Credit Officer
Teodor Vicol
Chief Credit Officer
Riyad McCollin
Chief Design + Experience Officer
Riyad McCollin
Chief Design + Experience Officer
Riyad McCollin
Chief Design + Experience Officer
Our values
The principles that guide everything we build.
User Control First
We don't surveil. We don't sell data. Users decide what to share, with whom, and when. That's not a feature—it's foundational.
Clarity Over Complexity
Modern income is messy. Our job is to make it legible—for earners and institutions alike. We strip away jargon and PDFs. We show the truth.
Built for Scale, Built to Last
We're not solving for one institution or one platform. Cleared works across rentals, lending, platforms, and borders. Designed to grow with the modern workforce.
Regulatory Integrity
We operate in a gray zone intentionally. User-permissioned, non-FCRA, transparent. We're not trying to game the system—we're building one that actually works.
Our values
The principles that guide everything we build.
User Control First
We don't surveil. We don't sell data. Users decide what to share, with whom, and when. That's not a feature—it's foundational.
Clarity Over Complexity
Modern income is messy. Our job is to make it legible—for earners and institutions alike. We strip away jargon and PDFs. We show the truth.
Built for Scale, Built to Last
We're not solving for one institution or one platform. Cleared works across rentals, lending, platforms, and borders. Designed to grow with the modern workforce.
Regulatory Integrity
We operate in a gray zone intentionally. User-permissioned, non-FCRA, transparent. We're not trying to game the system—we're building one that actually works.
Our values
The principles that guide everything we build.
User Control First
We don't surveil. We don't sell data. Users decide what to share, with whom, and when. That's not a feature—it's foundational.
Clarity Over Complexity
Modern income is messy. Our job is to make it legible—for earners and institutions alike. We strip away jargon and PDFs. We show the truth.
Built for Scale, Built to Last
We're not solving for one institution or one platform. Cleared works across rentals, lending, platforms, and borders. Designed to grow with the modern workforce.
Regulatory Integrity
We operate in a gray zone intentionally. User-permissioned, non-FCRA, transparent. We're not trying to game the system—we're building one that actually works.
Ready to verify modern income?
Ready to verify modern income?
Ready to verify modern income?
For Earners
For Earners
Generate a verified income report you can share with landlords, lenders, and platforms. Stop explaining. Start proving.
Generate a verified income report you can share with landlords, lenders, and platforms. Stop explaining. Start proving.
For Institutions
For Institutions
Join landlords, lenders, and platforms already using Cleared to approve stronger applicants faster.
Join landlords, lenders, and platforms already using Cleared to approve stronger applicants faster.